Give Their Future a Smart Start.

Help your child build strong savings habits from an early age with the ASCU Smart Start Savings Account. Starting with just TT$50, you can begin building a brighter financial future while teaching the value of saving.

Give Their Future a Smart Start.

Help your child build strong savings habits from an early age with the ASCU Smart Start Savings Account. Starting with just TT$50, you can begin building a brighter financial future while teaching the value of saving.

Give Their Future a Smart Start.

Help your child build strong savings habits from an early age with the ASCU Smart Start Savings Account. Starting with just TT$50, you can begin building a brighter financial future while teaching the value of saving.

Why Choose Smart Start?

Open an account
with just TT$50

No membership
fee

Competitive long-
term interest

Encourages
disciplined savings
from an early age

Savings can
support future
education financing

Automatic entry
into our Monthly
Birthday Club Draw

A Savings Account That Grows With Them

The Smart Start Savings Account is designed for children and teens under 18 years of age.

Whether you’re saving for education, future opportunities or simply helping your child develop healthy financial habits, Smart Start provides a structured way to build lasting financial security.

High five homework success mother with happy kid celebration learning shapes goals test quiz teamwork smile proud mom teaching kindergarten girl child with support motivation

Monthly Birthday Club Draw

Every Smart Start Saver is automatically entered into our Birthday Club Draw during their birthday month.
 
One lucky winner each month receives a school supplies package or gift voucher valued at $300.
 
Because saving should be rewarding too.

Build Today. Benefit Tomorrow.

A Fixed Deposit with ASCU is a simple way to grow your savings with confidence.

You choose the amount. You choose the term. We provide the stability and guaranteed returns, up to 4%.

It’s a disciplined savings option designed for people who want predictable growth without risk or uncertainty.

Ready to Give Them a Smart Start?

Complete the form below and a member of our team will contact you.

Father carrying daughter piggyback with arms spread

Who Can Open A Smart Start Account?

  • Parents
  • Guardians
  • Grandparents
  • Anyone wishing to save for a child under 18 years of age.