Festival Loan



Join the fun! Our Festival Loan will cover the cost of all your expenses associated with seasonal festivals (Jazz Festival,  Barbados Crop Over, T & T Carnival etc.). Cover the cost of your airfare, accommodation, Carnival costumes, spending money and much more!

Interest Rate


per month on the Reducing Balance (Secured).





  • Subject to normal lending criteria.
  • Maximum $30,000.00.
  • Members’ total indebtedness of loan portfolio must not exceed 2.5 times his/her shares
  • Bank Standing Order/Salary Deduction. Over the Counter payments provided that member has a timely record of monthly repayment amounts over a 12 month period.
  • Applicable loan fees apply
  • The maximum repayment period for the loan product will be as per Loan Policy.
  • No merger with existing loans

Necessary supporting documents are required along with the following

  • Airline ticket/confirmed booking
  • Hotel Booking/Package
  • Car rental (included but optional)
  • Quotations


Sale period valid only with identified festivals (Caribbean Carnivals, Jazz, etc)

How much can I borrow?

Per Month On The Reducing Balance

Enter Loan Information
Amount of the loan:
Repayment period: OR
Loan start date: Generate Table

Payment Information

Your Monthly Payment Will Be: $0.00

Note: The calculators are intended as a guide only based on the information you input. The results should not be considered approval for a loan. To find out exact amounts you should speak to us. The repayment amounts and total interest calculations exclude any fees and charges that may be charged to your loan which, if they apply, will add to the cost of loan. Other fees and charges also apply. Conditions apply to all loan options. Interest rates and repayment amounts are subject to change. Applications for a mortgage loan are subject to approval and satisfactory security. Full terms and conditions will be in our loan offer.

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