Loan Accounts
Aero Top Up Loan
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Essentials
The Aero Top-Up is targeted to members who need “quick cash”.
Aero Top-Up will be exclusive to those members in possession of Aero Service’s Visa Debit Card thus encouraging maximum usage of the debit card and further, use at Point of Sale (POS), repeat patronage of borrowers, encourage existing members to register for debit cards & luring new members to ASCU while keeping loans afloat.
The Aero Top-Up can be a loan that CSR’s use to encourage the millennial members, currently without existing loans, to build a reputable credit rating/Debt service ratio.
Interest Rate
0.66%
per month on the Reducing Balance.
Maximum Repayment Period
12
months
- Loan amount: $1,000.00 TTD minimum- $15,000.00 TTD maximum
- Pre-approved based on normal share to loan ratio criteria
- Credit to debit card by end of work-day. Some restrictions may apply
- Amount credited to the Debit Card Only – No Cheques or wires to bank accounts permitted.
Calculator Table
| Share Contribution | Loan Ranges | Monthly Installment |
| $10,000.00 | $1,000.00 | $150.00 |
| $20,000.00 | $2,000.00 | $180.00 |
| $30,000.00 | $3,000.00 | $270.00 |
| $40,000.00 | $4,000.00 | $360.00 |
| $50,000.00 | $5,000.00 | $495.00 |
| $60,000.00 | $7,000.00 | $585.00 |
| $70,000.00 | $9,000.00 | $765.00 |
| $80,000.00 | $11,000.00 | $945.00 |
| $90,000.00 | $13,000.00 | $1,125.00 |
| $100,000.00 | $15,000.00 | $1,350.00 |
Criteria
- Subject to normal lending criteria
- Good financial standing
- Member must have a ASCU Debit Card in his/her name
- Bank Standing Order/Salary Deductions. Over the counter payments provided that member has a timely record of monthly repayment amounts over a 12-month period
- Applicable loan fees apply
- Necessary supporting documents
How much can I borrow?
%
Per Month On The Reducing Balance
Enter Loan Information
Payment Information
Your Monthly Payment Will Be: $0.00
Note: The calculators are intended as a guide only based on the information you input. The results should not be considered approval for a loan. To find out exact amounts you should speak to us. The repayment amounts and total interest calculations exclude any fees and charges that may be charged to your loan which, if they apply, will add to the cost of loan. Other fees and charges also apply. Conditions apply to all loan options. Interest rates and repayment amounts are subject to change. Applications for a mortgage loan are subject to approval and satisfactory security. Full terms and conditions will be in our loan offer.
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