Membership Benefits



Being a member of one of the most dynamic credit unions in the country has many benefits. Apart from our highly-personalised and flexible service, we offer an attractive package of offerings.

Featured Benefits

  • Hassle free loans
  • Insurance coverage for Shares and Loans
  • Loan Protection Insurance to pay off the borrower’s outstanding debts up to a stated maximum ($100,000). In the event of death or (permanent disability), the debt dies with the debtor
  • Competitive Dividends accrued to your shares
  • Fixed Deposits at competitive rates
  • Special Insurance discount rates on Motor Vehicles through MARITIME and COLFIRE Insurance
  • AGM where each members voice can be heard
  • Education Awards where we appraise and encourage our young achievers
  • Family Day and Cook out
  • Christmas Party for our Loyal Members
  • Cricket & All Four Competitions
  • Personalized and courteous service in a confidential atmosphere tailored to your needs

ASCU Member Discounts

Eye Care

Carter’s Optical Ltd: 15%
45 Ellerslie Plaza, Maraval

Value Optical Ltd: 15%
# 9 Southern Main Road, Chaguanas and all other branches

Ferreira Optical: 10%
#94A Frederick Street, Port of Spain and all other branches

Modern Optometry: 30%
1st Floor, Cor. EMR & Frederick St, Curepe

Beauty Care

Institut de Beaute 2000 Ltd: 15% – 25%
Level 3, Long Circular Mall, St. James

Furniture, Electronics and Appliances

CTC Comfort Zone: 7%
No. 59 Fredrick Settlement Industrial Estate, Caroni

Circuit Zone Ltd: 5% – 15%
Stone Street, Port of Spain and all other branches

Air Conditioners

Cool Connection Ltd: 5% – 10%
# 21 King Street, Arima


A. Moses & Sons Ltd: 10%
#181 Tragarete Road, Port of Spain


Hans’ Party Rentals: 5%
# 4 Sunset Drive, Five Rivers

15%Motor Insurance Discount rate on Motor Vehicles through our broker, Peter Roberts

Maritime Financial Group
Special Insurance rates on Motor Vehicles through our broker, Annie Raghunanan

Join Now

SITAL College is now offering corporate discounts to Aero members. Take advantage of this special offer to advance your education.