Membership Benefits

Being a member of one of the most dynamic credit unions in the country has many benefits. Apart from our highly-personalised and flexible service, we offer an attractive package of offerings.

Some of our many benefits include:

  • Hassle free loans
  • Insurance coverage for Shares and Loans
  • Loan Protection Insurance to pay off the borrower’s outstanding debts up to a stated maximum ($100,000). In the event of death or (permanent disability), the debt dies with the debtor
  • Competitive Dividends accrued to  your shares
  • Fixed Deposits at competitive rates
  • Special Insurance discount rates on Motor Vehicles through MARITIME and COLFIRE Insurance
  • AGM where each members voice can be heard
  • Education Awards where we appraise and encourage our young achievers
  • Family Day and Cook out
  • Christmas Party for our Loyal Members
  • Cricket & All Four Competitions
  • Personalized and courteous service in a confidential atmosphere tailored to your needs

ASCU Member Discounts

Eye Care

Value Optical Ltd: 15%
# 9 Southern Main Road, Chaguanas and all other branches

Ferreira’s Optical: 10%
#94A Frederick Street, Port of Spain and all other branches

Modern Optometry: 30%
1st Floor, Cor. EMR & Frederick St, Curepe

Beauty Care

Institut de Beaute 2000 Ltd: 15% – 25%
Level 3, Long Circular Mall, St. James

Furniture, Electronics and Appliances

CTC Comfort Zone: 7%
Macoya Road, Tunapuna

Circuit Zone Ltd: 5% – 15%
Stone Street, Port of Spain and all other branches

Air Conditioners

Cool Connection Ltd: 5% – 10%
# 21 King Street, Arima


A. Moses & Sons Ltd: 10%
#181 Tragarete Road, Port of Spain


Hans’ Party Rentals: 5%
# 4 Sunset Drive, Five Rivers

15%Motor Insurance Discount rate on Motor Vehicles through our broker, Peter Roberts

Maritime Financial Group
Special Insurance rates on Motor Vehicles through our broker, Annie Raghunanan

Member Business Directory 


Matty’s Inn

Bed & Breakfast


Michelle Timothy-Gills

762-2959 LP #40 Cor. Church & Guayaguayare RD, Mayaro
Bed & Breakfast Gillian Rodulfo 685-3284 Mayaro


Face Painting by Lydia Lydia John-Williams 785-6676

Catering Services


Little Miss Cupcake Bakery

Jewel Wickham 492-1983 Carenage
Baked Goods

M’s Delights

Yolanda Mitchell


750-6324 Diego Martin
Baked Goods Camille Pascal


725-1951 Diego Martin
Baked Goods

Blissful Bites

Michelle Francois-Chee Foon 637-4322


#9 Ramkessoon Gerold Ave
Ponche de creme

(assorted flavors)

Bernadette Nanan-Dickson 797-4513


Odelle Forde 318-5673 El Dorado
Local Sweets Jennis Park-Charles





By LuLu TiTi

Paula Daniel-Linton 683-3030
Clothing Amirah Ragbir 487-5668


Natalie Garraway 367-0461

Aero ACCESS All Docs