Membership Benefits



Being a member of one of the most dynamic credit unions in the country has many benefits. Apart from our highly-personalized and flexible service, we offer an attractive package of offerings.

Featured Benefits

  • Hassle free loans
  • Insurance coverage for Shares and Loans
  • Loan Protection Insurance to pay off the borrower’s outstanding debts up to a stated maximum ($100,000). In the event of death or (permanent disability), the debt dies with the debtor
  • Competitive Dividends accrued to your shares
  • Fixed Deposits at competitive rates
  • Special Insurance discount rates on Motor Vehicles through MARITIME and COLFIRE Insurance
  • AGM where each members voice can be heard
  • Education Awards where we appraise and encourage our young achievers
  • Family Day and Cook out
  • Christmas Party for our Loyal Members
  • Cricket & All Four Competitions
  • Personalized and courteous service in a confidential atmosphere tailored to your needs

ASCU Member Discounts

Eye Care

Carter’s Optical Ltd: 15%
45 Ellerslie Plaza, Maraval

Value Optical Ltd: 15%
# 9 Southern Main Road, Chaguanas and all other branches

Ferreira Optical: 10%
#94A Frederick Street, Port of Spain and all other branches

Modern Optometry: 30%
1st Floor, Cor. EMR & Frederick St, Curepe

Beauty Care

Institut de Beaute 2000 Ltd: 15% – 25%
Level 3, Long Circular Mall, St. James

Furniture, Electronics and Appliances

CTC Comfort Zone: 7%
No. 59 Fredrick Settlement Industrial Estate, Caroni

Circuit Zone Ltd: 5% – 15%
Stone Street, Port of Spain and all other branches

Air Conditioners

Cool Connection Ltd: 5% – 10%
# 21 King Street, Arima


A. Moses & Sons Ltd: 10%
#181 Tragarete Road, Port of Spain


Hans’ Party Rentals: 5%
# 4 Sunset Drive, Five Rivers

15%Motor Insurance Discount rate on Motor Vehicles through our broker, Peter Roberts

Maritime Financial Group
Special Insurance rates on Motor Vehicles through our broker, Annie Raghunanan

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