Membership Benefits

Being a member of one of the most dynamic credit unions in the country has many benefits. Apart from our highly-personalised and flexible service, we offer an attractive package of offerings.

Some of our many benefits include:

  • Hassle free loans
  • Insurance coverage for Shares and Loans
  • Loan Protection Insurance to pay off the borrower’s outstanding debts up to a stated maximum ($100,000). In the event of death or (permanent disability), the debt dies with the debtor
  • Competitive Dividends accrued to  your shares
  • Fixed Deposits at competitive rates
  • Special Insurance discount rates on Motor Vehicles through MARITIME and COLFIRE Insurance
  • AGM where each members voice can be heard
  • Education Awards where we appraise and encourage our young achievers
  • Family Day and Cook out
  • Christmas Party for our Loyal Members
  • Cricket & All Four Competitions
  • Personalized and courteous service in a confidential atmosphere tailored to your needs

ASCU Member Discounts

Eye Care

Value Optical Ltd:  15%

# 9 Southern Main Road, Chaguanas and all other branches

Ferreira’s Optical:  10%

#94A Frederick Street, Port of Spain and all other branches

Modern Optometry: 30%

1st Floor, Cor. EMR & Frederick St, Curepe

Beauty Care

Institut de Beaute 2000 Ltd:  15% – 25%

Level 3, Long Circular Mall, St. James

Furniture, Electronics and Appliances

CTC Comfort Zone:  7%

Macoya Road, Tunapuna

Circuit Zone Ltd:  5% – 15%

Stone Street, Port of Spain and all other branches

Air Conditioners

Cool Connection Ltd:   5% – 10%

# 21 King Street, Arima


A. Moses & Sons Ltd:   10%

#181 Tragarete Road, Port of Spain



Hans’ Party Rentals:   5%

# 4 Sunset Drive, Five Rivers


15% Motor Insurance Discount rate on Motor Vehicles through our broker Peter Roberts

Maritime Financial Group

Special Insurance rates on Motor Vehicles through our broker Annie Raghunanan


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About ASCU

Flex-a-Save Plan